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Why Choose Pan American Bank?
CRA rating: Pan American Bank has earned a performance rating of outstanding in meeting the credit needs of the neighborhoods it serves.
Convenience: We are, a local community bank right here in your neighborhood. Our "customer
driven" philosophy dictates that if you are not able to come to us, we will come to you!
Service: We take pride in providing our customers with outstanding personalized “customer
driven” service that separates us from the competition.
Local Decisions: The decision makers are here when you need them to give you answers.
Financial Strength: We are extremely well capitalized with capital ratios far exceeding
regulatory limits.
Rates: Our concerns are for our customers resulting in rates that are very competitive for you.
Experience: Our management team has a combined banking experience in excess of 150 years.
Lending: Because we understand that your time is valuable, our Commercial and Consumer Lenders will take care of your lending needs in a timely and efficient manner with decisions made locally.
Retail Banking: We offer a variety of products to accommodate your financial requests.
Transaction Account Guarantee Program
Pan American Bank is participating in the FDIC's Transaction Account Guarantee Program. Under that program, through December 31, 2009, all noninterest-bearing transaction accounts are fully guaranteed by the FDIC for the entire amount in the account. Coverage under the Transaction Account Guarantee Program is in addition to and separate from the coverage available under the FDIC's general deposit insurance rules.
Mission Statement
Pan American Bank is dedicated to providing the finest in financial services to our customers by embracing the community through superior customer service. We are a Community Development Financial Institution that focuses on delivering quality service to individuals, families and businesses, thus enhancing the economic environment of our communities.
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