Deposits

Personal Deposits

Pan American Free Checking
A totally FREE checking account with the following features:

no minimum balance (after $50 minimum opening deposit)
no monthly service charge
unlimited check writing
Debit / ATM card
your first order of checks - free

Value Checking With Interest
An interest bearing checking account with the following features:

Debit / ATM card
low minimum balance of $250.00
low $10.00 monthly balance fee if your balance drops below $250.00
minimum opening deposit of $100 (balance fee waived on first statement)
your first order of checks - free

Personal Savings Accounts

Statement Savings
A convenient and flexible savings account with the following features:

24 hour access to the account using Automated Teller Machines (ATM)
interest is compounded and credited to the account monthly (call for the latest rates)
low minimum balance of $100.00
low $8.00 monthly balance fee if your balance drops below $100.00

Minor Savings
A great savings account for the younger person, this savings account has the following features:

account can be opened for as little as $5.00
no minimum balance
no monthly fee
Interest is compounded and credited to the account monthly (call for the latest rates)

Money Market Accounts

Personal Premier Money Market
Our Personal Premier Money Market account offers a competitive rate of return plus the security of FDIC protection. The account features the following:

market rate returns and complete liquidity (call for the latest rates)
tiered interest rates earn higher interest rates as your account balance reaches higher levels
interest is compounded and credited to the account monthly
you may make up to six debits per statement cycle, subject to regulatory restrictions
minimum opening deposit of $2500
no balance fee if you maintain a $2500 daily minimum balance

NOTICE: By federal law, as of January 1, 2013, funds in a noninterest-bearing transaction account (including an IOLTA/IOLA) will no longer receive unlimited deposit insurance coverage, but will be FDIC-insured to the legal maximum of $250,000 for each ownership category. For more information, visit http://www.fdic.gov/deposit/deposits/unlimited/expiration.html.