Directors and Officers

Robert A. Klamp - Chairman of the Board and Chief Executive Officer
Mr. Klamp's banking career has spanned over thirty eight years, encompassing all areas of bank operations and management. Additionally, he has extensive consultant experience in the areas of banking products and services, marketing, feasibility studies, operations, compliance, lending and community development programs. Mr. Klamp is a graduate of the Graduate School of Banking, University of Wisconsin-Madison, completing studies in advanced bank management. He has been associated with the American Institute of Banking (Illinois Bankers Association) as an instructor since 1987, leading classes in bank accounting, banking law, negotiable instruments, regulatory reporting, banking operations, lending and management. In 1996, Mr. Klamp was appointed as an advisor to the State Treasurer of the State of Illinois to review general banking services and policies.

As Vice-Chairman and Chief Executive Officer of a minority owned, Community Development Financial Institution developed economic enhancement programs to service a number of low-income communities throughout the Chicago area. Mr. Klamp led the development of financial literacy programs, and has been active in the fight against predatory lending. Under Mr. Klamp’s leadership, over 400 jobs in low-income communities have been created as a result of these programs.

Mr. Klamp has insured that the prior bank’s he was employed by maintained profitability in excess of 1% ROA, return on equity in excess of 20%, while servicing a loan portfolio in excess of seventy million with virtually no loan losses.

Mr. Klamp began the Community Development Bankers Association in 1999 with other CDFI designated bankers.

Profession Membership:

• Illinois Bankers Association
• National Bankers Association
• Community Bankers Association
• American Bankers Association
• Co-Founder Community Development Bankers Association

Affiliations:

• City of Chicago Principal for a Day Fenger Academy
• Athletes Against Drugs
• West Suburban Conference of Mayor's
• Federal Conference on Minority Contractor's
• Past advisor to the State of Illinois Hate Crime Commission

Frank Cerrone - President
Frank Cerrone is President of Pan American Bank. Mr. Cerrone is an accomplished banker with personal skills which makes him perfect for the position as President of Pan American Bank. Mr. Cerrone exemplifies what hard work and determination can bring anyone who works hard in life. Prior to being appointed as President, Mr. Cerrone's list of accomplishments at other financial institutions include; President of a Community Bank, Board Director, Executive Vice- President, CFO and COO. His banking experience and love of communicating with people from all walks of life give him that "edge" in his position as President. In addition to being President of the bank, Frank Cerrone is a devoted husband and father of two boys.

Education:

• University of Wisconsin-Madison, Wisc. Masters Degree, Bank Management
• Elmhurst College, Elmhurst, Illinois B.S, Business Administration

Awards:

• 2007 Humanitarian Award - Order Sons of Italy
• 2006 Man of the Year Award from the Flowers of Italy
• 2000 Received the "David Award" from ITALO for outstanding achievement by a young professional
• 1999 Received the State Treasurer's Award for outstanding service to the Asian Community

Affiliations:

• Board Member of the Triton College Foundation
• Board Member of the Italian American Political Coalition

Ald. George A. Cardenas - Director
George A. Cardenas, alderman of the 12th Ward, representing portions of South Lawndale, Little Village, Brighton Park, McKinley Park, and Back of the Yards. Alderman Cardenas’s Committee memberships include: Finance, Economic, Capital & Technology Development, Education, Parks & Recreation, Health, Aging and Disability, and Committees, Rules and Ethics.

As alderman, George Cardenas is committed to improving the quality of life for every resident of the ward. Cardenas’s top priorities are improving the educational opportunities for our children, reducing crime, bring real economic development and job opportunities into the ward, and providing the highest level of City Services possible.

As a young child, George and his family came to Chicago in search of the American Dream. Working his way through school, George earned his undergraduate degree in Accounting and Master’s degree in Political Science from Northeastern Illinois University and has over a decade of experience working for Fortune 500 companies. This background gives him valuable insight into the needs of the community and a desire to be a voice for positive change for the area.

As an entrepreneur, George Cardenas understands that we need government to be run with a business approach. From providing top quality constituent service to looking for ways to streamline government, Cardenas brings his business background into the decision making process of our City Council.

George and his wife, Carolina, are the proud parents of two girls Arianna, age 6 and Miranda, 2 . They have lived in the community for over 24 years.

Adam Dayan - Director
Adam Dayan cofounded Pan American Mortgage, LLC in 2003 and is its President and Chief Executive Officer. Dayan received his Bachelor of Science degree from the University of Wisconsin, Madison and graduated from the Chicago Kent College of Law in 2001. Shortly after receiving his law degree, Mr. Dayan joined a mid-size Chicago law firm where he practiced real estate and banking law.

Ald. Bob Fioretti - Director
Robert Fioretti: Alderman of the 2nd Ward. Fioretti was born and raised on Chicago’s South side and as a first generation American, took advantage of pursuing the American dream by succeeding in school and winning scholarships and awards but never forgot to give back to his community, even becoming one of the youngest Eagle scouts in Illinois history. A graduate of Northern Illinois University College of Law, at which he is still a member of the faculty, Fioretti has experience in numerous areas of law. Bob Fioretti is an active member in several civic organizations and also serves on numerous boards and committees. Pan American Bank is looking forward to the knowledge and ideas Robert Fioretti will be able to contribute to the board.

Timothy D. Hutchison - Director
Mr. Hutchison is an executive in the real estate and financial services industry, responsible for all support operations including human resources, information technology and risk management. Prior to this position, Mr. Hutchison was a manager in municipal government, having spent time as an assistant to Mayor Richard M. Daley after serving as capital finance director for Chicago’s O’Hare and Midway airports. Tim has a degree in Economics from the University of Illinois.

Roberta S. Matlin - Director
Ms. Matlin, a corporate executive for the past 24 years, was born and raised in Chicago. Prior to joining the corporate world she was a Cook County, Illinois and then a Federal employee. Ms. Matlin is a graduate of the University of Illinois. She holds Series 7, 22, 24, 39, 63 and 65 licenses with the Financial Regulatory Authority.

Richard Pellegrino - Director
Richard Pellegrino: earned his BA and Masters degree from Loyola University of Chicago and his Juris Doctor Degree from Washburn University School of Law after receiving his honorable discharge as a sergeant in Vietnam. Pellegrino, who is not only an extremely successful attorney admitted to practice at several impressive levels including the United States Supreme Court, also has contributed much time and effort to being a public servant holding numerous community service positions and participating on several boards throughout his career. As the former Mayor of Indian Head Park and the current Executive Director of the West Central Municipal Conference of Mayors, Richard Pellegrino will be an invaluable asset to Pan American Bank.

Santiago Solis - Director
Santiago Solis was raised in the Pilsen community, joined the Chicago Fire Department in 1980, was a highly decorated member of the department for 23 years earning Honorable mentions and Valor Recognition, as well as the respect of fellow firefighters and supervisors. While a firefighter in 1999 Santiago started Monterrey Security Consultants Inc. with a partner, as Executive Vice President of Monterrey Security, Santiago was cleared by the U.S. Department of Justice and U.S. Department of Treasury to provide security services, was instrumental in securing contracts with the Chicago Bears, Soldier Field, Chicago Fire, Toyota Park, Sears Centre, Live Nation, Mexican Consulate, United Neighborhood Organization, Chicago Skyway, C.P.S. Parking. Monterrey Security was named one of 100 fastest growing Hispanic Businesses as published in 2004 July issue of Hispanic Business magazine.

Santiago completed training in Frontline Responder Terrorism Awareness: Protecting Soft Targets, from the University of Nevada Las Vegas and Homeland Security in 2006. Santiago left Monterrey in 2007 selling his 50% of company to his partner. Santiago has worked closely with his brother Ald. Daniel Solis on 3 aldermanic campaigns as well as helping his sister and National Campaign Manager Patti Solis Doyle on Hillary Clinton’s Presidential Campaign, 2007 -2008. Santiago is a member of Illinois Association Of Hispanic Firefighters, Illinois Hispanic Chamber of Commerce. Santiago is now President of AGA Solis Inc. a business consulting firm in Chicago.

Lena Moreland - Director
Lena Moreland serves in the capacity of Village Clerk in the Village of Bellwood. She has worked for the Village of Bellwood for twenty-eight (28) years and has been very instrumental in Bellwood’s success. In her position as clerk, her primary commitment is to serve all of the citizens who reside, work and play in Bellwood. First elected to office in 2001, Clerk Moreland received the Certified Clerk designation from the Illinois Municipal Clerk’s Association. She serves on the Fire and Police Pension Board as well as village collector, corporate seal keeper, board secretary and record keeper of all official village meetings. For the past 12 years, she has served as a member and event coordinator for the Bellwood Neighborhood Watch Scholarship Fund Corporation. She also serves as director of Youth Programs and overseer. She cares about the community as a whole and wants to ensure that Bellwood is a great place to live, work and play. That’s why every day she takes on the challenge to serve, and is very glad to do so.

Pastor Charles E. Robinson - Director
Pastor Charles E. Robinson has served as a commissioner of the board of directors for the Chicago Transit Authority for several years. However, he arguably moves people more as the pastor of Holy Starlight Missionary Baptist Church. For 24 years Pastor Robinson has guided his congregation through growth. He is the President of Ministers for Change a program that involves Pastors working together in the community. Today, Pastor Robinson continues to lead an ever-increasing and promising congregation and provide support for his community. Pastor Robinson is also the President of Ministers for Change that oversees fifty five churches throughout the City of Chicago. As a Faith Based Organizer, not only does he take his Ministry serious but also dedicates his time along with his colleagues trying to help other organizations accomplish many goals.

Anthony A. Casaccio - Director
Mr. Casaccio is a native of Chicago and has worked in Real Estate Industry for more than 24 years. He holds a B.S. degree in accounting from DePaul University. He is a member of the Home Builders Association of Greater Chicago, the International Council of Shopping Centers, the Northern Illinois Home Builders Association, the Northern Illinois Commercial Association of Realtors, the Realtor Association of West/South Suburban Chicagoland, the National Association of Realtors, the Illinois Association of Realtors, the Urban Land Institute and the Conservation Foundation Advisory Board. He has testified as an expert in the field of land use and zoning. He is a licensed real estate broker in the State of Illinois.

Jeffrey Mack - Vice President, Operations
Mr. Mack brings over 25 years of banking experience to Pan American Bank. This experience includes management of bank operations and information technology at both large financial institutions and community banks. His background also includes commercial and consumer lending, deposit operations and regulatory compliance. In addition, he also has experience in the service bureau industry serving the technology needs of community banks nationwide. Mr. Mack holds a B.S. Degree from Northern Illinois University.

John Cieslik - Vice President of Business Development.
Mr. Cieslik brings 25+ years experience in economic and business development financing from both private and public sectors. Prior to joining Pan American Bank, John Cieslik was Director of Economic Development for the Illinois State Treasurer's office. John represented the State Treasurer on various boards including the Illinois State Board of Investments, Illinois Rural Bond Bank, Prairie State 2000 Authority and the Illinois Judges Retirement Pension Board. In addition, John was appointed to the State Treasurer's Investment Policy Committee which governed state portfolio investments of $8 Billion. John is also the current President of the Czech League for Financial Institutions.

Education:

• B.S. Political Science, NIU Chicago, Ill
• Licensed Illinois Real Estate Broker

Interests & Affiliations:

• Former Board of Director - Chicago Society
• Member, Polish National Alliance

Ruth Zumpano - Executive Vice President, Cashier
Ruth has 30 years of experience in Bank Operations and Management. She started her banking career as a part time bookkeeper and has held positions in all areas of banking. Her hard work and dedication has brought her to her curent position of Vice President /Cashier of Pan American Bank. Ruth has 3 children and 6 grandchildren.

Juan M. Otero - Vice President
Juan has over 30 years of banking experience in Retail Banking Management, during which time he has helped individuals improve their quality of life. He is currently a member of local community organizations. He served as director of the Association House of Chicago for a number of years. Throughout the years he has been active with local schools in order to assure that the children receive a quality education.

Frank Calabrese - Vice President
Frank is a 2002 graduate of Northeastern Illinois University with a Bachelor Degree in Business Finance. He plans on continuing his education with a Masters Degree Program in banking in the near future. He has over 10 years experience in the Community Banking Industry. He began his banking career in 1998 as a data entry clerk and quickly moved up to managing Loan Operations. Within a couple of years, he began working in the credit area of lending and held a Credit Analyst and Loan Officer position. He brings strong personal skills that allow him to work well with both bank customers and employees. Frank is also a very proud and devoted husband and father of two boys.

Jose A. Cruz- Vice President/Branch Manager, Main Branch
Jose is currently Vice President/Branch Manager of the Main Branch, located on Cermak Rd. He is native Chicagoan, born and raised on the North side. He has over ten years of Banking Management experience. He has his Bachelors in Finance, and is a Licensed Realtor, and has experience in mortgage lending. He is an active member of the Christian Church Community.

Jacquelyn M. Otero - Branch Manager, North Branch
Jacquelyn the current Branch Manager of the North Branch on Pulaski Rd. has 6 years of experience in the financial field. She graduated from Plainfield High School class of 2001 and began her career in banking shortly thereafter. Her experience in personal banking along with her customer service skills makes her an asset to Pan American Bank.

Kim Nguyen - Branch Manager, Melrose Park Branch
Kim is the current Branch Manager at the Bellwood Branch and has been in Banking since 1998. She has held various positions such as Teller Supervisor, Personal Banker/Relationship Banker and Customer Service Representative. Her strengths are in staff management, customer service and business development and is heavily involve in sales, helping to bring in new business and to build and maintain customer relationships.

In 1994 Kim graduated from Lane Tech High School with highest honors and went four years of college at the University of Illinois at Chicago.

Callie Ho - Assistant Vice President/Assistant Cashier
Callie has 10 years banking experience. She started as a part time teller and worked her way up to Assistant Cashier. Callie attended Northeastern Illinois University where she majored in accounting. She is also certified with excellence in computerized office support specialist. Callie is a loving wife and mother of 2 adorable girls.

Janel Moreland Assistant Vice President/Branch Manager, Bellwood Branch
Janel Moreland is a graduate of Triton Community College with an Associates Degree in General Studies. She brings with her over 6 years of various training experience and over 5 years of Administrative experience. She is heavily involved in her community, which includes but not limited to Bellwood Chamber of Commerce where she is on the Board of Directors. Janel is a devoted wife and mother of 2 enchanting girls.