Pan American Bank & Trust Leadership

Our Directors

Nicholas S. Giuliano

Nicholas S. Giuliano currently serves as Chairman of Pan American Bank & Trust, as well as President and Director of its Holding Company, American Bancorp of Illinois, Inc. He has been in the Banking and Financial Services Industry for over 35 years and held various executive positions in the areas of private banking and community banking. Prior to Pan American Bank & Trust, Mr. Giuliano served as Managing Director of The Private Bank.

Throughout his career, Mr. Giuliano has been involved in many professional, civic and charitable organizations, including the Community Development Bankers’ Association, the Illinois Bankers’ Association and Neighborhood Housing Services of Chicago. He is also a Member of The Economic Club of Chicago. Mr. Giuliano serves as a Member of The Board of Trustees of Benedictine University, and also serves as a Member of the Advisory Board of The Sacred Heart Monastery in Lisle, IL.

Mr. Giuliano formerly served as a Member of the Board of Directors of City Year Chicago. He is a past Member of the Board of Directors of Metropolitan Family Services and a past Member of the Triton Community College Foundation Board.

Frank C. Cerrone

Mr. Cerrone began his career at Pan American Bank & Trust in November of 2007. During this time he served as President and Director of the Bank. Beginning in 2011, Mr. Cerrone has served as Vice Chairman, President and Co-Chief Executive Officer. Mr. Cerrone is also Executive Vice President and Director of American Bancorp of Illinois.

Mr. Cerrone has been in the banking industry for the past twenty-five years. Prior banking positions Mr. Cerrone held include Compliance Officer, CRA Officer, Chief Financial Officer and Chief Operations Officer, as well as Executive Vice President at the International Bank of Chicago, Director of IBC Bancorp and President of the Community Bank of Lawndale.

Mr. Cerrone’s knowledge, vision and passion for banking and business, along with his aptitude to solidify relationships and create new opportunities have greatly contributed to the growth and success of Pan American Bank & Trust.

Outside of the office, Mr. Cerrone serves as a Trustee of Elmhurst College Board of Directors and Director of the Community Development Bankers Association, a national trade association of the community development bank sector. Mr. Cerrone also serves as the Second Vice President of the Italian American Political Coalition, an organization that provides a political voice for the Italian American community. Mr. Cerrone is also a Director of the Columbian Club, an organization that promotes the adoption and the application of higher social, business and professional standards as well as civic welfare. Mr. Cerrone was a former Director of the Triton College Foundation. Mr. Cerrone also participates in several other organizations to promote community support and improvement.

In 1995, Mr. Cerrone graduated from Elmhurst College with a degree in Business. In 2000, Mr. Cerrone completed his graduate degree in banking from the University of Wisconsin at Madison.

Julius W. (Wes) Becton III

Wes has extensive executive leadership and governance experience in a wide range of industries including banking, education and healthcare. Wes is the former Board Chair of Northeastern Illinois University and currently serves on the Boards of Elmhurst University (Vice Chair), Metra, and New Directions Housing Corporation.

Wes is a former Infantry Officer and graduate of the Army’s Ranger School. Wes led U.S. and Korean soldiers in the Demilitarized Zone in Korea and later served as the Commander of the U.S. Army’s Honor Guard Company in Washington, D.C.

Currently, Wes is the Co-founder and CEO of George Washington Street Partners which is a Leadership, Career, and Performance coaching and consulting business. Wes is a frequent speaker and lecturer on the topics of leadership and diversity.

Wes earned degrees from George Washington University (BA International Affairs) and Lewis University (MBA Healthcare Administration). Wes is also a member of the International Coach Federation. Wes and Ingrid have been married for over 30 years and they have three adult children and two grandchildren.

Anthony A. Casaccio

Mr. Casaccio joined the Inland family in December 1984 as Vice President of Inland Association Management (IAM). In 1986 he was promoted to President of IAM. In 1991 Mr. Casaccio became President and Director of Inland Partnership Asset Sales Corp.(IPART) responsible for the sale of the Apartment Building and industrial building limited partnerships sponsored by Inland Real Estate Investment Corp. In 1996 (IPART) changed its name Inland Real Estate Development Corporation (IRED). Mr. Casaccio retained the title of President and Director. IRED was formed to handle the zoning, entitlement and development of three Inland Land Funds consisting of over 11,000 acres of farmland and over 2500 acres of land acquired by IRED for its own account. Mr. Casaccio has testified as an expert in the field of land use and zoning and recently participated in a roundtable discussion and sharing of information with a delegation from the City of Guangzhou, China. Prior to joining Inland Mr. Casaccio owned a property management company.

Mr. Casaccio is a Director of Metropolitan Construction, a general contractor. Since 2008 Mr. Casaccio has served as a Director of Pan American Bank & Trust in Chicago and is a member of the Audit Committee. He received his bachelor degree in Accounting from DePaul University in Chicago. Mr. Casaccio is a licensed real estate broker, a member of the Chicago Association of Realtors, a member of the Home Builders Association of Greater Chicago, the International Council of Shopping Centers and the Illinois and National Associations of Realtors.

Maricela Guzman

Maricela Guzman is an independent insurance consultant, helping insurance and financial service agents learn and implement sales techniques, build their customer base, retain accounts, write profitable business proposals, and train and manage their team to follow their business plans.

Along with her sister, Maricela is building a drug testing solutions business with the goal of making a difference in the opioid crisis.

Maricela loves being an entrepreneur. It allows her time to dedicate to other causes that are meaningful and important to her.

Maricela has earned a BS from UIC and an MS in business leadership from the American College.

Maricela loves to exercise. She has run two marathons, five half marathons and is currently training for an Olympic Triathlon. She has three amazing children, Massimo, Julisa and Celeste, ages ten, nine and six respectively. She has been married to her wonderful and very supportive husband, Enrique, for 19 years.

Timothy D. Hutchison

Mr. Hutchison is the Chief Operating Officer of a national real estate and financial services firm based in Oak Brook, Illinois. He is involved with all business units and has direct oversight of the shared service operation which includes human resources, information technology, risk management, marketing and public relations. Prior to this position, Mr. Hutchison spent 14 years in operations and management roles in municipal government, having spent time as an assistant to Mayor Richard M. Daley after serving as Capital Finance Director for Chicago’s O’Hare and Midway airports.

Mr. Hutchison has a degree in economics from the University of Illinois.

Roberta S. Matlin

Ms. Matlin has served as a Director of Pan American Bank since 2007 and Chair of its Audit Committee since 2012. She joined Inland Real Estate Investment Corporation (“IREIC”), a wholly owned subsidiary of The Inland Group LLC (“Inland”), in 1984 as Director of Investor Administration being promoted to Senior Vice President in 1993 and Director in 1998. Since joining Inland Ms. Matlin holds and has held various officer and director positions in Inland companies. Since January 2015 she has served as a Senior Vice President of The Inland Real Estate Group, LLC responsible for special projects for the Chairman of Inland.

In July 2014 Ms. Matlin was named the Chairman of The Inland Real Estate Group of Companies, Inc. Charities Committee, which is responsible for managing all charitable donations on behalf Inland. Also, she has been a Director of Inland Private Capital Corporation since May 2001, and a Director of Inland Institutional Capital Partners LLC since August 2012.

Ms. Matlin is and was responsible for the non-legal corporate governance administration of eight real estate investment trusts (REITs) and their business managers that were sponsored by IREIC. Only two of the eight REITs are still operated by IREIC’s business managers for which Ms. Matlin is responsible for their administration. Specifically, since August 2011 she has served as Vice President of Administration of Inland Real Estate Income Trust, Inc. and IREIT’s Business Manager & Advisor, Inc. and since August 2016 Vice President of Administration of Inland InPoint Advisor, LLC.

Prior to joining Inland, Ms. Matlin worked for the Chicago Region of the Social Security Administration of the United States Department of Health and Human Services. Ms. Matlin is a graduate of the University of Illinois in Champaign. She holds Series 7, 22, 24, 39, 63, 65, 79 and 99 registrations with FINRA.

Roberto Ramirez

Commissioner at The Illinois Latino Family Commission, Founded The Jesus Guadalupe Foundation and The Spanish Public Media Foundation and Board of trustee at Benedictine University.

Roberto founded TIDY, a full service, janitorial and custodial company serving commercial clients in the City of Chicago and the surrounding suburbs. In 1996, just six years after starting his company, Roberto and TIDY were honored with the “Chicago Hispanic Business of the Year” award presented by the Hispanic American Construction Industry Association (HACIA). Soon after, he was elected to the HACIA Board of Directors.

Roberto founded the Jesus-Guadalupe Foundation in 1997. The foundation, under Roberto’s leadership, has awarded more than 167 scholarships totaling over $300,000.00 to successful students in more than 20 colleges and universities throughout the United States.

In 1998, TIDY appeared in the July/August Issue of Hispanic Business as one of the fastest growing Hispanic companies in the United States. In 1999, Roberto went back to the same high school he had left many years ago as a young man and received his high school diploma. In 2000, Roberto was named by Illinois Governor George Ryan to the Governor’s Commission on Capital Punishment. At the same time, Roberto was elected to the Board of Directors of Hispanics in Philanthropy (HIP), a national organization based in Berkley California.

Our Executive Team

Nicholas S. Giuliano


Frank C. Cerrone

President & Chief Executive Officer

Anthony Uroni

Executive Vice President, Chief Financial Officer

Joseph Haugh

Executive Vice President, Director of Lending

Benita Shah

Executive Vice President, Director of Projects & Operations

William Deligiannis

Executive Vice President, Compliance Officer