The Best Bank for
Business Savings

Saving is good business

Product Features

Business Statement Savings

Business Money Market

Minimum Balance to Open and Earn APY* $1,000 $2,500
Monthly Minimum Average Ledger Balance $1,000 $2,500
Monthly Balance Fee $15 $15
Interest Rate (APY*) Contact a PAB&T Banker for rate Contact a PAB&T Banker for rate
Earnings Credit N/A N/A
Check Writing Privileges N/A Up to 6 debits per statement cycle
Free Online Banking, Mobile Banking & Bill Pay Yes Yes
Free Debit Card N/A N/A
E-Statements Yes Yes
Overdraft Protection Line of Credit (ODP LOC) N/A N/A

*Annual Percentage Yield.

Save Time and Money with a Top-Rated HSA

Payroll Tax Savings

Save on Payroll Tax Details:

  • A benefit for you and your employees: you save on payroll taxes on employee paycheck contributions to their HSAs, while your employees enjoy tax-free contributions, spending, and growth
  • The more your employees contribute, the more you save, with 7.65% savings on each dollar
  • Both you and your employees save on payroll taxes each pay period that they contribute

Healthcare Premium Savings

HDHP + HSA Details:

  • Save up to 20% in premiums on High Deductible Health Plans (HDHPs)
  • Save money on healthcare premiums with the HDHP + HSA combination, while offering employees a personalized account for healthcare expenses that’s theirs for life
  • HDHPs + HSAs are a cost-efficient way for you to save on healthcare premiums, and for your employees to save on taxes with a triple tax-advantage

Enhanced Benefits Package

Attract Top Talent Details:

  • Attract and retain top talent with an attractive benefits package that includes a triple tax-advantaged healthcare savings account
  • Meet the rising expectations of current and prospective employees by offering a health plan with lower monthly premiums and a dedicated triple-tax advantaged account for healthcare expenses
  • Offer employees greater flexibility in how they approach rising healthcare costs with the Health Savings Account

Click below to learn more about Lively HSAs