The Best Bank for Business Savings
Saving is good business
Product Features |
Business Statement Savings |
Business Money Market |
---|---|---|
Minimum Balance to Open and Earn APY* | $1,000 | $2,500 |
Monthly Minimum Average Ledger Balance | $1,000 | $2,500 |
Monthly Balance Fee | $15 | $15 |
Interest Rate (APY*) | Contact a PAB&T Banker for rate | Contact a PAB&T Banker for rate |
Earnings Credit | N/A | N/A |
Check Writing Privileges | N/A | Up to 6 debits per statement cycle |
Free Online Banking, Mobile Banking & Bill Pay | Yes | Yes |
Free Debit Card | N/A | N/A |
E-Statements | Yes | Yes |
Overdraft Protection Line of Credit (ODP LOC) | N/A | N/A |
*Annual Percentage Yield.

Save Time and Money with a Top-Rated HSA
Payroll Tax Savings
Save on Payroll Tax Details:
- A benefit for you and your employees: you save on payroll taxes on employee paycheck contributions to their HSAs, while your employees enjoy tax-free contributions, spending, and growth
- The more your employees contribute, the more you save, with 7.65% savings on each dollar
- Both you and your employees save on payroll taxes each pay period that they contribute
Healthcare Premium Savings
HDHP + HSA Details:
- Save up to 20% in premiums on High Deductible Health Plans (HDHPs)
- Save money on healthcare premiums with the HDHP + HSA combination, while offering employees a personalized account for healthcare expenses that’s theirs for life
- HDHPs + HSAs are a cost-efficient way for you to save on healthcare premiums, and for your employees to save on taxes with a triple tax-advantage
Enhanced Benefits Package
Attract Top Talent Details:
- Attract and retain top talent with an attractive benefits package that includes a triple tax-advantaged healthcare savings account
- Meet the rising expectations of current and prospective employees by offering a health plan with lower monthly premiums and a dedicated triple-tax advantaged account for healthcare expenses
- Offer employees greater flexibility in how they approach rising healthcare costs with the Health Savings Account