The Best Bank for
Personal Savings

Your Money Grows Here

Call us or visit one of our offices today to speak with a Personal Banking Representative about opening a savings account that will help you invest in your future.

Check out these financial calculators to better understand what it will take to reach your personal financial goals.

Product Features

Relationship Savings1

Relationship Platinum Savings1

Relationship Junior Savings1

Relationship
Money Market Account

Minimum Balance to Open $200 $1,000 No Minimum Balance $2,500
Minimum Balance to Earn APY2 and Avoid Service Charge $200 daily balance $1,000 daily balance N/A $2,500 daily balance
Monthly Balance Fee $5 $15 N/A $15
Interest Rate (APY2) Contact a PAB&T Banker for rate Contact a PAB&T Banker for rate Contact a PAB&T Banker for rate Contact a PAB&T Banker for rate
Qualifying Transactions for Bonus Rate Enrollment in E-Statements in any one PABT Checking Account 1 ACH, 6 POS & enrollment in E-Statements in any one PABT Checking Account N/A 1 ACH, 6 POS & enrollment in E-Statements in any one PABT Checking Account
Bonus Rate with Qualifying Transactions Contact a PAB&T Banker for rate Contact a PAB&T Banker for rate N/A Contact a PAB&T Banker for rate
Additional Requirements N/A N/A Age 21 & under N/A
Other Service Benefits N/A N/A N/A N/A
Free Online Banking, Mobile Banking & Bill Pay Yes Yes Yes Yes2
Free Debit Card ATM card only Yes Yes Yes
E-Statements Yes Yes Yes Yes
Overdraft Protection (ODP) N/A N/A N/A N/A

1 Fees may reduce earnings.
2 Annual Percentage Yield.

Prepare for Future Healthcare Expenses with Ease

Triple-tax Advantage

Tax Advantage Details:

  • Contribute, invest, and spend on eligible healthcare expenses tax-free with an HSA
  • Contribute, grow, and spend tax-free healthcare dollars
  • Save up to 35% on healthcare expenses with an HSA — that’s like having $100 to spend rather than $65

Funds Never Expire

Your HSA Dollars Details:

  • Reimburse yourself at any point in the future for eligible healthcare expenses with an HSA1
  • Your HSA is yours to keep, even if you change health plans or employers.
  • Your HSA dollars never expire: spend on eligible expenses in the near-future, or save it for retirement

1 As long the HSA was established a the time the cost was incurred.

Lower Premiums with HSA-Qualified Health Plans

HDHP Details:

  • Choose an HSA-qualified health plan (HDHP) to take advantage of the tax benefits of an HSA
  • Enjoy lower monthly premiums with an HDHP, and the tax advantages of an HSA
  • Save on premiums with an HDHP, while you enjoy tax-free contributions and growth in your HSA

Click below to learn more about Lively HSAs