The Best Bank for Personal Savings
Your Money Grows Here
Call us or visit one of our offices today to speak with a Personal Banking Representative about opening a savings account that will help you invest in your future.
Check out these financial calculators to better understand what it will take to reach your personal financial goals.
Product Features |
Relationship Savings1 |
Relationship Platinum Savings1 |
Relationship Junior Savings1 |
Relationship |
---|---|---|---|---|
Minimum Balance to Open | $200 | $1,000 | No Minimum Balance | $2,500 |
Minimum Balance to Earn APY2 and Avoid Service Charge | $200 daily balance | $1,000 daily balance | N/A | $2,500 daily balance |
Monthly Balance Fee | $5 | $15 | N/A | $15 |
Interest Rate (APY2) | Contact a PAB&T Banker for rate | Contact a PAB&T Banker for rate | Contact a PAB&T Banker for rate | Contact a PAB&T Banker for rate |
Qualifying Transactions for Bonus Rate | Enrollment in E-Statements in any one PABT Checking Account | 1 ACH, 6 POS & enrollment in E-Statements in any one PABT Checking Account | N/A | 1 ACH, 6 POS & enrollment in E-Statements in any one PABT Checking Account |
Bonus Rate with Qualifying Transactions | Contact a PAB&T Banker for rate | Contact a PAB&T Banker for rate | N/A | Contact a PAB&T Banker for rate |
Additional Requirements | N/A | N/A | Age 21 & under | N/A |
Other Service Benefits | N/A | N/A | N/A | N/A |
Free Online Banking, Mobile Banking & Bill Pay | Yes | Yes | Yes | Yes2 |
Free Debit Card | ATM card only | Yes | Yes | Yes |
E-Statements | Yes | Yes | Yes | Yes |
Overdraft Protection (ODP) | N/A | N/A | N/A | N/A |
1 Fees may reduce earnings.
2 Annual Percentage Yield.

Prepare for Future Healthcare Expenses with Ease
Triple-tax Advantage
Tax Advantage Details:
- Contribute, invest, and spend on eligible healthcare expenses tax-free with an HSA
- Contribute, grow, and spend tax-free healthcare dollars
- Save up to 35% on healthcare expenses with an HSA — that’s like having $100 to spend rather than $65
Funds Never Expire
Your HSA Dollars Details:
- Reimburse yourself at any point in the future for eligible healthcare expenses with an HSA1
- Your HSA is yours to keep, even if you change health plans or employers.
- Your HSA dollars never expire: spend on eligible expenses in the near-future, or save it for retirement
1 As long the HSA was established a the time the cost was incurred.
Lower Premiums with HSA-Qualified Health Plans
HDHP Details:
- Choose an HSA-qualified health plan (HDHP) to take advantage of the tax benefits of an HSA
- Enjoy lower monthly premiums with an HDHP, and the tax advantages of an HSA
- Save on premiums with an HDHP, while you enjoy tax-free contributions and growth in your HSA