by Alison Dvorsky | Oct 12, 2022 | Uncategorized
Many young people receive no formal education on finances. Instead, they learn about money by observing their parents, caregivers, other adults, and peers. Pan American Bank & Trust offers savings accounts for minors as an incentive to promote financial...
by Alison Dvorsky | Oct 7, 2022 | Uncategorized
Note: This article is for educational purposes only. It should not be considered as investment or personal finance advice. While most banks offer commercial and industrial (C&I) loans, Pan American Bank & Trust gives entrepreneurs more than just capital. We...
by Alison Dvorsky | Sep 26, 2022 | Uncategorized
Note: This article is for educational purposes only. It should not be considered as investment or personal finance advice. The best intentions are always present when creating and following a budget, yet somehow there is always a discrepancy or several, that result in...
by Alison Dvorsky | Sep 13, 2022 | Uncategorized
Note: This article is for educational purposes only. It should not be considered as investment or personal finance advice. Consult a professional financial advisor for investment considerations. What makes more financial sense? Prioritizing debt payoff or investing?...
by Alison Dvorsky | Sep 2, 2022 | Uncategorized
ACH transactions or Automated Clearing House is the electronic processing of a financial transaction. While it is not a commonly recognized term, it is a frequently utilized transaction used often by consumers. ACH allow for the transfer of funds with less risk but...
by Alison Dvorsky | Aug 5, 2022 | Uncategorized
The I Bond is a type of savings bond backed by the US Treasury on which interest is paid in one of two ways. Interest is calculated by a fixed rate set by the Treasury or by an inflation adjusted rate determined by the Consumer Price Index (CPI). I Bonds have become a...
