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Commercial Lending

Financing Tailored to Your Business.

Locally Owned, Local Decision Making

We understand that when it comes to running your business, there are important factors in choosing a bank that will help you grow and flourish. That’s why we have a team of Relationship Executives who are committed to helping your business thrive, with decisions that are made promptly and locally. We combine tailored solutions to help move your business forward.

  • Commercial Mortgage – A cost-effective and flexible loan option, to help you buy your first location, open new branches,  refinance at a lower rate, or renovate your current property. 

  • Commercial Real Estate Loans - Ideal for working capital or for making improvements to real estate. Secured by owner-occupied or investment commercial real estate. 

  • Construction Financing – Financing to builders and investors to fund a variety of commercial real estate development projects including new construction, and rehab of multi-family and commercial investment properties.

  • Business Line of Credit – A flexible form of financing to manage your cash flow. Use this line of credit for business needs, with unlimited withdrawals, paying interest only on the funds that you use. When the funds are repaid, that credit is made available to you again.

  • Equipment Financing – Financing options available for a variety of equipment needs. Payments are spread out over the useful life of the asset being purchased.

  • Business Term Loan – Classic and simple financial solutions to facilitate your business expansion or investment.

  • Professional Business Loan - We design customized professional loan solutions to meet your unique needs.

  • Condominium Improvement Loan – Loans to Home Owner Associations to fund capital improvement projects.

To apply for a business loan, complete a Personal Financial Statement and contact one of our Relationship Executives to schedule an appointment.

Get Started Today

We're big believers in businesses and their importance to the community. Contact one of our Relationship Executives to discuss your financing goals.

Pan American Bank & Trust Conforming Loan Payment Notice

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