Call us or visit one of our offices today to speak with a Personal Banking Representative about choosing a checking account that will best meet your individual financial needs.
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Click here to download the Debit Card & ATM Opt In Form.
Product Features |
free checking | Relationship Platinum Checking1 |
Golden Club Checking1 |
Fresh Start Checking |
---|---|---|---|---|
Minimum Balance to Open |
$50 | $1,000 | $500 | $50 |
Minimum Balance to Earn APY and Avoid Service Charge | N/A | $1,000 daily balance or average balance of $2,500 |
$500 daily balance or average balance of $1,000 |
N/A |
Monthly Balance Fee |
N/A |
$10 | $10 | N/A |
Interest Rate (APY) | N/A |
Contact a PAB&T Banker for rate.
|
Contact a PAB&T Banker for rate. | N/A |
Qualifying Transactions for Bonus Rate | N/A |
1 ACH Credit, 6 POS & Enrollment in E-Statements | 1 ACH Credit | N/A |
Bonus Rate with Qualifying Transactions | N/A |
Contact a PAB&T Banker for rate. | Contact a PAB&T Banker for rate. | N/A |
Additional Requirements | N/A |
N/A |
Age 62 & Above | 1 ACH Deposit, a Chex System record older than 1 year & a balanced owed of less than $250 |
Other Service Benefits | Reimbursement of Non-PABT ATM fees up to $25 per cycle |
Reimbursement of Non-PABT ATM fees up to $25 per cycle |
Reimbursement of Non-PABT ATM fees up to $25 per cycle |
Reimbursement of Non-PABT ATM fees up to $25 per cycle |
Free Online Banking, Mobile Banking & Bill Pay |
Yes | Yes | Yes | Yes2 |
Free Debit Card | Yes |
Yes | Yes | Yes2 |
E-Statements | Yes |
Yes | Yes | Yes |
Overdraft Protection (ODP) | Available subject to credit approval | Available subject to credit approval |
Available subject to credit approval |
Available subject to credit approval |
1Fees may reduce earnings.
2Bill Pay and debit card will be available after 6 months of the account being in good standing.